Introduction of Nabil Bank
Nabil Bank is the most popular bank in Nepali Investors. It was established in 1984 AD, Nabil Bank has carved a cornerstone in the development of the financial services industry in Nepal. Nabil Bank operates through its wide network of 135 branch offices, 183 ATMs, numerous POS terminals, remittance agents spread across the nation. The Bank also has over 170 international correspondent banking relationships. The Bank operates its investment banking arm through its subsidiary Nabil Investment Banking Ltd.
Headquarters: Kathmandu
CEO: Anil Keshary Shah (Jun 21, 2018–)
Founded: July 12, 1984, Kathmandu
Number of employees: 889
Subsidiaries: Nabil Investment Banking Limited , Nabil Bank Limited , Asset Management Arm
Parent organization: NB International Limited
Latest Dividend Of Nabil Bank
The Board of Directors meeting of the bank has proposed to pay a total dividend of 38% by giving 33.6% bonus share and 4.4% cash dividend including tax to the shareholders from the last year’s profit.
Recent quarter Financial Status of Nabil Bank
As of the second quarter of the current fiscal year, Nabil Bank has earned a net profit of Rs 2.18 billion. This profit is 8.20% higher than last year. It had earned a profit of Rs 2.16 billion in the same period last year. Meanwhile, its distribute able profit declined by 21.27% to Rs 1.45 billion. Last year, its distribute able profit was Rs 1.84 billion.
By mid-December, Nabil’s net interest income had increased by 35.13% and operating profit by 8.60%. Its deposit mobilization and credit investment also increased by 16.19% and 26.20% respectively. Its earnings per share fell by Rs 6.40 to Rs 23.59. Its net worth per share is Rs 184.28.
Nabil Bank Price Chart . From Nepsealpha.com
Key Financial
|
2078/2079
Q2 |
2078/2079
Q1 |
2077/2078
Q4 |
2077/2078
Q3 |
2077/2078
Q2 |
|
|---|---|---|---|---|---|
| Balance Sheet | |||||
| Total Assets |
304,311,252.00
|
300,622,038.00
|
290,380,207.00
|
277,318,052.00
|
262,048,226.00
|
| Total Liabilities |
270,226,454.00
|
266,383,693.00
|
257,052,053.00
|
246,311,061.00
|
233,189,287.00
|
| Shareholders Equity |
34,084,798.00
|
34,238,344.00
|
33,328,152.00
|
31,006,989.00
|
28,858,939.00
|
| Paid Up Capital |
18,496,187.00
|
13,844,451.00
|
13,844,451.00
|
13,480,159.00
|
13,480,159.00
|
| Reserves & Surplus |
15,588,611.00
|
20,393,893.00
|
19,483,701.00
|
17,526,830.00
|
15,378,780.00
|
| Deposits |
232,554,739.00
|
–
|
–
|
–
|
–
|
| Borrowings |
20,506,437.00
|
–
|
–
|
–
|
–
|
| Loans & Advances |
223,301,840.00
|
–
|
–
|
–
|
–
|
| Income Statement | |||||
| Revenue |
10,122,026.00
|
4,930,315.00
|
16,839,333.00
|
11,828,776.00
|
7,674,364.00
|
| Gross Profit |
4,219,618.00
|
2,241,527.00
|
7,727,040.00
|
5,096,962.00
|
3,122,639.00
|
| Operating Profit |
3,115,389.00
|
1,588,824.00
|
6,435,172.00
|
5,240,809.00
|
2,868,577.00
|
| Net Profit |
2,181,420.00
|
1,112,235.00
|
4,504,437.00
|
3,679,870.00
|
2,016,023.00
|
| Distributable Profit |
–
|
–
|
–
|
–
|
–
|
| Gross Profit Margin (%) |
41.68
|
45.46
|
45.88
|
43.08
|
40.68
|
| Operating Profit Margin (%) |
30.77
|
32.22
|
38.21
|
44.30
|
37.37
|
| Net Profit Margin (%) |
21.55
|
22.55
|
26.74
|
31.10
|
26.26
|
| EPS (Annu.) |
23.59
|
32.13
|
32.54
|
36.40
|
29.91
|
| P/E (Annu.) |
47.05
|
46.13
|
41.76
|
37.91
|
37.85
|
| P/E (Latest) |
47.69
|
35.01
|
34.57
|
30.91
|
37.61
|
| 1M | 3M | 6M | YTD | 1Y | |
|---|---|---|---|---|---|
| % Price Change | -25.91% | -29.69% | -23.55% | 42.92% | -3.99% |
| Average Volume | 130,260.86 | 121,331.62 | 110,855.95 | 107,813.18 | 121,436.6 |
Ratio – Vs Industry
|
2078/2079 (Q2)
|
Industry Range | |
|---|---|---|
| EPS (Annu.) |
23.59
|
L: 11.66A: 18.76H: 41.54
|
| P/E (Annu.) |
47.05
|
L: 14.56A: 21.95H: 47.05
|
| P/E (Latest) |
47.69
|
L: 15.99A: 21.62H: 47.69
|
| BVPS |
184.28
|
L: 121.19A: 159.67H: 238.12
|
| Price/Book |
6.10
|
L: 1.55A: 2.51H: 6.10
|
| PEG |
0.00
|
L: 0.00A: 0.48H: 3.45
|
| ROE (%) |
12.78
|
L: 8.04A: 11.75H: 20.78
|
| ROA (%) |
1.42
|
Peer Comparison – Basic
| Company | LTP | Change | % Change | 180D VWAP | Day High | Day Low | 52 Wk High | 52 Wk Low | EPS | PE (Annu.) | PE (Latest) | Market Cap |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| NABIL | 1,125.00 | -4.10 | -0.36% | 1,444.54 | 1,134.90 | 1,121.00 | 1,740.00 | 1,065.00 | 23.59 | 47.05 | 47.69 | 206,705,070.00 |
| ADBL | 418.00 | -1.90 | -0.45% | 522.81 | 420.00 | 416.00 | 620.00 | 398.00 | 19.11 | 22.34 | 21.87 | 55,125,485.54 |
| BOKL | 291.00 | -5.00 | -1.69% | 348.71 | 295.00 | 291.00 | 433.20 | 240.20 | 13.54 | 22.16 | 21.49 | 30,915,821.38 |
| CBL | 256.00 | -4.00 | -1.54% | 265.41 | 258.90 | 255.10 | 316.00 | 213.00 | 11.66 | 21.87 | 21.96 | 23,234,160.64 |
| CCBL | 254.00 | -4.30 | -1.66% | 260.38 | 258.30 | 253.60 | 324.00 | 212.00 | 15.12 | 16.77 | 16.80 | 24,266,930.38 |
| CZBIL | 291.00 | -3.20 | -1.09% | 366.59 | 294.00 | 290.00 | 444.00 | 252.90 | 17.45 | 17.34 | 16.68 | 41,324,834.63 |
| EBL | 583.30 | 0.30 | 0.05% | 684.70 | 588.00 | 583.30 | 864.00 | 515.00 | 17.72 | 34.09 | 32.92 | 54,989,674.22 |
| GBIME | 358.00 | -2.00 | -0.56% | 407.61 | 364.90 | 357.00 | 522.00 | 275.00 | 22.39 | 14.56 | 15.99 | 85,188,797.89 |
Ratio Analysis – Over the Period
|
2078/2079
Q2 |
2078/2079
Q1 |
2077/2078
Q4 |
2077/2078
Q3 |
2077/2078
Q2 |
|
|---|---|---|---|---|---|
| Valuation Analysis | |||||
| P/E (Annualized) |
47.05
|
46.13
|
41.76
|
37.91
|
37.85
|
| P/E (Latest) |
47.69
|
35.01
|
34.57
|
30.91
|
37.61
|
| Price/Sales |
20.56
|
31.59
|
9.25
|
12.82
|
19.76
|
| BVPS |
184.28
|
247.31
|
240.73
|
230.02
|
214.08
|
| Price/Book |
6.10
|
4.55
|
4.67
|
4.89
|
5.26
|
| PEG |
–
|
–
|
–
|
–
|
–
|
| Dividend Yield (%) |
–
|
–
|
0.39
|
0.39
|
0.39
|
| Profitability Analysis | |||||
| Gross Profit Margin (%) |
41.68
|
45.46
|
45.88
|
43.08
|
40.68
|
| Operating Profit Margin (%) |
30.77
|
32.22
|
38.21
|
44.30
|
37.37
|
| Net Profit Margin (%) |
21.55
|
22.55
|
26.74
|
31.10
|
26.26
|
| EPS (Annualized) |
23.59
|
32.13
|
32.54
|
36.40
|
29.91
|
| Growth Rate Analysis | |||||
| Earnings Growth (%) |
8.20
|
7.38
|
26.29
|
16.50
|
-1.27
|
| Revenue Growth (%) |
31.89
|
23.77
|
2.05
|
-4.51
|
-5.74
|
| Management Effectiveness | |||||
| Return on Equity (%) |
12.78
|
12.96
|
13.51
|
15.81
|
13.96
|
| Return on Assets (%) |
1.42
|
1.44
|
1.55
|
1.76
|
1.52
|
